“Live Within Your Means!”

Talk about mixed signals. This article is basically lecturing people about sticking to a budget. Of course it’s good advice, especially with the housing crisis, credit crisis, the tanking economy…

But a huge percentage of our economy is based on discretionary consumer spending. Where would we be without it?

Every year starting in late November, tens of millions of Americans go into a crazed, foaming-at-the-mouth shopping frenzy. They spend money they don’t have, to buy a bunch of expensive presents nobody needs, just so they can impress people they don’t even like.

And while this mad stampede is going on, millions of business owners are terrified — mortified. They’re scared shitless that this year’s shopping stampede might not be quite as frenzied as last year’s.

If everyone started living within a budget and buying only what they could afford, this country would go through cold turkey that no junkie ever imagined. It would’ve been better if this whole credit/debt concept had never been adopted. But now that we’re in this mess, what’s the best way to get out?

There was an excellent TV series a few years ago — American Dreams (2002-04). It was about an extended family in Philadelphia during the early 1960s. The father owned a TV store. One day another merchant was telling him about this revolutionary new phenomenon: credit cards. The TV store owner said “What, somebody’s gonna pay more for something just so he can have it now instead of waiting ‘til he can afford it? No way!”

[sigh] if only…

Now that more Americans are being forced to live within their means, maybe the government could try the same thing. Riiight. After all, credit and bankruptcy counselors have to lay out strict merciless budgets for their clients. If any item isn’t absolutely crucial — Ixnay! Imagine somebody telling our reckless president:

“I’m sorry George, you just can’t afford to invade any more countries. Look at this multi-trillion dollar debt you’ve run up. Look at this shit! What were you thinking??”

And while we’re at it, can we afford to keep spending billions of dollars on some asshole’s “Family Values” agenda?

“War on Drugs? Are you crazy? You’ve spent yourself into bankruptcy trying to enforce your “values” onto everybody else. Not one more cent for your Morality Industrial Complex. Nope, I don’t want to hear it.”

3 Responses to ““Live Within Your Means!””

  1. christopher Radulich Says:

    As much chance as republican passing new taxes( instead of stealing from social security or passing the buck to grandchildren) to pay for the military that they want.

  2. rube cretin Says:

    “lecturing people about sticking to a budget.”

    After reading your missive it is clear that you are talking about money. Sorry, but the money budget is not the budget we need to be worried about . the united states has 2-5 percent of the remaining petroleum reserves, but uses 22 to 25 percent of the petroleum produced daily. Paper dollars are soon to be no more valuable that other forms of ass wipe. You see, money is just an exchange mechanism for the economy. it does no real work. wealth is only in land, ammunition, whiskey, gold and silver, and information. guess none of you folks thought reading H. T. Odum was worthwhile. ” A Prosperous Way Down”, tells the real story. You see,there is a very logical reason for what is going on.

  3. manapp99 Says:

    Rube, if your feeling that your dollars are going to be worth more as paper than as currency I am willing to help you out. I will trade you 50 one dollar notes for every 1 one hundred dollar note. I will do this for as many one hundred dollar notes you have no limit. Further I will make similar rates of exchange for your 50s and 20s. If you want I can even get pesos which will net you even more paper for your outhouse.
    Don’t let this offer pass you by.

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